The Mortgage Data filters allow you to narrow your consumer search based on property financing details. These filters give you insight into whether a mortgage exists, what type it is, and specific loan characteristics such as amount, interest rate, and loan-to-value ratio.

Mortgage Present
This is the simplest option. Select this filter if you only want to identify whether a mortgage exists, without narrowing further by type, amount, or interest rate.

Mortgage Loan Type
You can refine searches by selecting specific mortgage types. Move the desired options from the Available column into the Selected column.

Available loan types include:

• Assumption: The original mortgage has been assumed by a new owner
• Building/Construction Loan: Mortgage involving a builder
• Cash: Indicates the home was purchased outright with no mortgage
• Credit Line/Equity: A line of equity backed by the home
• FHA (Federal Housing Administration): A federal agency mortgage, among the most common in residential lending
• New Conventional: A standard primary mortgage
• Private Party: Financing provided by an individual rather than a financial institution.
• Refinance: Indicates the presence of a refinanced mortgage
• Seller Take Back: Typically, a second mortgage provided by the seller, in addition to the buyer’s primary mortgage
• Stand-alone second: An additional mortgage taken out beyond the primary loan
• VA (Veterans Administration): A federal agency that offers mortgage loans to US veterans

Interest Rate
This filter uses the interest rate at the time of the original purchase, as recorded by county registrars. Where no county data is available, rates are modeled. Refinancing activity is not reflected.

To search by interest rate:

• Enter a range in the “From” and “To” fields (minimum 3%, maximum 20%)
• To find an exact interest rate, enter the same value in both fields

Mortgage Amount
This filter estimates the original mortgage amount borrowed to purchase the home.

Available ranges include:

• $25,000 increments up to $99,999
• $50,000 increments up to $199,999
• $100,000 increments up to $1,000,000+

To apply:

Click the desired ranges in the Available column and move them to the Selected column

Mortgage Expense
This represents the estimated monthly mortgage payment, excluding taxes and fees.

Available ranges include:

• $250 increments, starting at $100–$499 and going up to $2,000+

Sale Date
This refers to the date the home was sold, which indicates when the mortgage originated.

To search by sale date:

• Enter a range of dates in the “From” and “To” fields (earliest available year is 1975)
• To find an exact sale date, enter the same value in both fields

Mortgage Sale Month
This filter identifies the month the mortgage originated, based on the home sale date.

To apply:

• Select one or more months from the Available column to include in your search

Finance Type
This filter identifies whether the mortgage has a fixed or adjustable rate.

Options include:

• Adjustable: Interest rate can change
• Fixed: Interest rate remains constant
• Unknown: Financing type is not specified

Loan to Value (LTV)
Loan to Value measures the mortgage loan amount ratio to the home's value. For example, a $100,000 mortgage on a $100,000 home results in a 100% LTV.

To search by LTV:

• Choose ranges in 10% increments up to 150%+ from the Available column
• Move the selected ranges into the Selected column